Cornerstone Group

The Cornerstone Group is a division of Healthcare Business Consultants, Inc. concentrating in Retirement and Benefit Plan Administration.

Team Profile

Debra Johnson joined The Cornerstone Group in 2003 and is a member of the National Institute of Pension Administrators. She is one of the few pension administrators in Western North Carolina that holds the designation of Accredited Pension Administrator (APA). Debra has been working in the retirement plan field since 1988.

Debra and her husband Jeff have one daughter. She spends her free time seeing WNC on the motorcycle with her husband or trail riding with her daughter.

Cornerstone GroupRetirement Plan Administration

The Cornerstone Group specializes in benefit plan design, implementation, and administration. We help clients select the best retirement tools to meet their individual needs. Developing a plan for the future that will produce maximum results with minimum risk requires the know-how that comes with years of experience.

Our Administrators have years of invaluable experience they use daily to help clients achieve the retired life they patiently planned for.

Our Services

  • Choose optimal retirement and benefit plans through analysis of employer needs and census data
  • Recommend Plan provisions
  • Plan Implementation
  • Prepare plan document and summary plan description
  • Submit plan to IRS for favorable determination and DOL filings
  • Present Plan to employees
  • Plan Administration
  • Retirement plan trust accounting
  • Section 125 Plans
  • Compliance testing
  • Contribution calculation
  • Collection of employee census data
  • Required government forms and reporting
  • Distributions
  • Participant loans
  • Participant information
  • Trust document maintenance
  • Communication with accountants/attorney
  • Employee meetings
  • Plan distribution
  • Required minimum distribution calculations
  • Special Events
  • Plan terminations
  • Research Estate and trust planning
  • Estate administration
  • Trust accounting
  • Individual tax planning and preparation
  • Medical Savings Accounts